Demonetisation: Impact on E-Commerce Platforms

India is still recovering from the unexpected demonetization of rs 500 and rs 1000 notes. A huge change is encountered in the routine of every business and the e-commerce industry has not been spared even. One of the most significant economic change in the lifetime of Indians experiencing vast tremors. While some people were hailing it as a masterstroke move against against black money, terrorism, and currency counterfeiting. Whereas, certain section of people were creating hue and cry against it. This change is placing a tremendous impact on trade and consumer demand. A lot of discussions and discussions are already going on these topics, so I will spare you on that!

The e-commerce platforms are reeling under pressure due to undelivered orders because a lot of customers have opted for COD, but are still offering the old currency notes only. Such drastic economic change has led to an increase in the use of cashless services but the e-commerce platforms are finding it very difficult to complete orders that have been marked for cash on delivery.

On one hand, there have been a huge increase in digital payments but on the other hand the percentage of undelivered online purchases too have gone up. All of this has claimed in huge returns as the customers who place online orders and choose for COD mode for payments, urge the delivery person to accept the old currency notes or take back the order.

Due to demonitisation, the e-commerce platforms have stopped COD mode of payment which is credited for close to 60% of online shopping in the country. COD is one of the popular payment options for a large section of India consumers who shops online. This is due to the sheer convenience it offers to its customers who wish to receive their orders first and pay later.

In order to compensate, these platforms have added credit card on delivery as one of the payment options to put customers at some ease who are running out of cash. More discounts are offered by renovated websites on online payments as well as zero cost EMI schemes.

The spokesperson of amazon has said that the company has incurred ten times growth due to credit card on delivery mode. However, this is not helping the sellers much who have complained that these efforts are not compensating for the loss incurred over COD mode.

No doubt, there will be a lot of inconvenience in the initial period but in the long run, everyone is hopeful of a better growth, reduction in cash on delivery services, along with a quick return investment.

Flat Motorcycle Tires – Roll Hard!

Motorcycles with flat tires. . . roll hard! If your motorcycle is cruising along at 55 mph and your rear motorcycle tire suddenly deflates [has a blow out!] You now have a tremendously dangerous challenge ahead of you. Aviding other vehicles, controlling the steering, a swaying rear-end making everything unstable makes for a sizable victory when you roll off the side of the road and come to a stop. Congratulations, job well done! More riders than not end in an accident or something worse. All because of their motorcycle tires. Who knows your thoughts if it is the front tire to blow? You better be prayed up.

We all want a sharp looking bike. Once you select your make and model, your interest is on chrome, color, accessories, personal appearance, dress etc. but let us not forget about the importance of the rubber motorcycle tires that get us around. Frame, structure and engine all work together and hopefully are worry free for years. Motorcycle tires keep moving and we need to often watch for wear and safety.

There are two critical places that motorcycles need to be checked before each ride or at least once a month. Both are easy to do and both are many times overlooked. One area is brake fluid. If the pedal is mushy, bleed the lines or have someone else do it. Two, motorcycle tires need to be inspected. Why do we forget these?

Our safety depends on it. We trust our life to the two motorcycle tires under us that have at best two patches of rubber in contact with the ground the size of our two hands at any given moment. Move that along at 55 mph or even at 15 mph and each of the motorcycle tires is taking on a serious responsibility. The attention and care we offer towards our motorcycle tires can help us tremendously with our safety and enjoyment of biking.

Here are some areas where things can go wrong with your motorcycle tires:

– Tire Pressure: Under-inflation may cause uneven wear, loss of control [stability], wears the motorcycle tires out faster and increases the chances of the motorcycle tires failure. Over-inflation allows motorcycle tires to heat up, limit traction [although a slight 10% over-inflation may actually increase traction in wet conditions] and affects the wear. To correct these, use a good tire gauge and check the motorcycle tires when it is cool. Keep the motorcycle tires pressure at the recommended PSI.

– Fluids: Brake fluid, gas and lube spills need to be cleaned immediately. It deteriorates the rubber. Many of the cleaner protectors used on motorcycle tires harm the finish rubber. The best way to clean is to use old-fashioned soap and water.

– Bumps: Potholes, curbs and stones may slash or crack the tire. Look for any problem.

– Accelerated wear: Everyday use may be a potential hazard. Spinning motorcycle tires on take off or holding the brake on emergency stops need to be checked.

– Nails, screws etc .: It is better to find them before you ride than to discover these nuisances 20 minutes down the road. Motorcycle tires that use a tube may "pop" from a nail / screw or sharp object, where a tubeless tire may have the nail / screw actually plug the hole they created which gives you a little more time for repairs.

– Valve stems: Make sure the cap is on. It helps to protect the valve stem from leaking air and protects the stem valve from opening by centrifugal force and leaking air at higher speeds. When you use motorcycle tires with tubes, the valve stem should be straight out. If it is on a slant, the tire has been under-inflated and the tube has moved around the rim. Often this damages the tube and creates a leak.

– Tire weights: Weights need to be firmly fixed to the rim. If they fall off it will throw the tire out of balance and cause uneven wear.

– Rim: Cracked or deferred rims are potential problems. You may want to replace wire fired wheels when they became damaged with a cast or billet wheel that uses tubeless tires. Check with your dealer on this.

– Worn / torn: Thin tread is easier to detect. Flat wear is due to leaning very little and driving mostly in a straight line, resulting in a ridge at the edge of the flattened middle of the tire. This causes motorcycle tires to become unstable in a leaning turn. It wants to warble. The tire may have more wear but it should be replaced. [It is good to replace both front tire and rear tire at the same time.] Sidewall punctures, cracking, cord separation are an alert.

– Tread: Check the grooves called "sipes" making sure that the tread is still sufficient. The lack of having tread affects the cooling of the tire when in use, wear, stability, traction and can cause hydroplaning on wet roads.

When doing your inspection of motorcycle tires get a friend to roll the bike while you check the tread and sidewalls. You may need to get a work stand if alone. Obstacles to having a good inspection are long pipes, saddlebags, fenders etc. making it hard to see the rear tire. Front motorcycle tires are a bit easier to examine. This sounds like a lot but it goes quickly and is easy to do. Make it a habit to check your motorcycle tires frequently.

Some miscellaneous information you need to know. You will have better handling and get more out your motorcycles tires when you keep the rear tire aligned and balanced. Consider having this looked at approximately every1000 miles. Be careful when you have new motorcycle tires it takes the first couple of rides to get traction working well.

So! Happy riding and remembering to check your motorcycle tires often.

Successful Internet Marketing – You Must Have Web Hosting

What is a Web Host?

According to Wikipedia, a web host is “a type of Internet hosting service that allows individuals and organizations to make their own website accessible via the World Wide Web.” Web host services run the gamut from small, local companies who serve only a few clients, to large, multi-national companies who serve millions of clients. Regardless of their size, all hosting companies have one thing in common: They all provide you with space on the hard drives of their web servers where you upload your website’s files.

Free or Paid Hosting?

This debate rages on in the Internet marketing community. On the one hand you have those who advocate spending as little money upfront as possible until your business actually begins to make money online. This is the approach I recommend. On the other hand there are those who say you “get what you pay for” and free hosting is unreliable. I beg to differ. There are several very reliable free web hosting companies that have excellent uptime records. I use and recommend 000WebHost.com; their free hosting package boasts 99% uptime and they have all of the features that are necessary to set up a successful Internet marketing website or blog.

What Features Do I Need?

This is the question I am asked most frequently by newbie Internet marketers. My answer: It depends. If all you are going to do with your Internet marketing website is set up a few informational pages and a contact page, then you don’t much at all–any free web host will do. If you plan to set up a blog, multiple sales pages, newsletters, etc., you are going to need a full-featured hosting package. At minimum, you will need a package that includes plenty of storage space for your website files and graphics, sufficient data transfer volume to keep up with your traffic, and one or more email accounts.

For hosting your own blogging platform such as WordPress or Drupal, you will need PHP scripting language and MySQL database support. Also, many of the useful software tools and scripts that many Internet marketers use require PHP and MySQL to function. Most web hosts, including the one mentioned above, support this, so you shouldn’t have any problem in that department.

Finally, you will need to have access to your host’s server. All web hosts offer some type of graphic interface into your web space so you can configure and maintain your site, the most popular being cPanel. CPanel hosting is the de facto standard for most hosting services these days and there is plenty of information and training available free on the web.

Credit Repair Companies – Find Credit Experts and Certified FICO Professionals – Improve Your Score

Late payment of credit bills or defaulting from payment can seriously affect one's credit scores. It affects a person's credit in securing a loan or a credit card in the future. This can cause dangerous repercussions and leave the person dependent on others for money. It is always advisable to keep your credit score clean.

But sometimes even the most organized person may end up with a bad credit score. Luckily, the law provides a chance to help the person out the situation. This is where the credit repair companies come into picture.

ROLE OF CREDIT REPAIR COMPANIES

Credit repair companies have a primary goal to 'improve the client's credit score'. They offer legal credit solutions to help improve their client's credit score. They study the report of the client to look for any inconsistencies. Once having identified disputable items on the report, they take it up with the creditor to challenge the report. If the inconsistencies can not be verified, then the company helps you file for damages. Some companies also offer credit management services to teach the client how to maintain a good credit score.

BEWARE OF SCAM COMPANIES

A person must always be aware of the service they choose. There are companies that scam desperate people, who are badly in need of help. There are other companies that use illegal means like identity theft to make it look like there is an improvement in the credit score. It is illegal and felony to do so and if discovered, the person may face jail time.

INDICATORS OF A GOOD COMPANY

It is very easy to tell a good company from a bad one. Here are a few indicators that it is a scam.

  • The company requests for payment upfront. Any citizen is legally entitled to pay the credit repair company only after the case is settled.
  • If the company promises to erase the credit record, it is clearly a scam. It is impossible to delete it. One can only improve the credit score.
  • When the company requests the client to create a new credit identity using Employer Identification Number (EIN) instead of the social security number, it is undocumentedly a scam company.
  • If the company requests a person to file all the items in the record as false irreparable of the validity, then it is a scam.

FIND THE BEST CREDIT REPAIR COMPANY

Self acclaimed Credit pros, may not be professionals after all, although as an industry they are one of the topought after services in the country. Understandably, without money or credit life's dreams are halted in a hurry. Be sure to look for a team of certified FICO professionals, who offer professional and legal credit solutions and help can anyone with a bad credit score. Check reviews and see if the company has a record of being successful and customer friendly in all their cases. The clients' testimonials are a proof for the good work they can do.

WHAT SETS A CREDIT PROFESSIONAL APART FROM THE REST?

  • Payment is accepted only after the client's requirements are met and payment plans are also available.
  • The client can cancel their service at any time they see fit.
  • They offer life-time support for the cases they handle.
  • Team of FICO certified professional experts guarantee success and do not oversell.

If ever you have a credit record problem, you should be able to seek a free consultation from the credit experts. With upfront information and a proven track record, you can have confidence that you have found the right credit repair company to help you.